Strategies for engineers, operators, and executives with concentrated equity compensation — RSUs, ISOs, NSOs, and the planning decisions that come with them.
When 70%+ of your net worth lives in one employer's stock, every quarterly earnings call is a financial event in your life. We design plans that don't require a crystal ball.
RSUs vest as ordinary income whether you sell or hold. A coordinated strategy helps to try and keep the IRS from being the largest beneficiary of your equity grants.
Exercising ISOs early can trigger AMT — and being wrong is expensive. NSO exercises create their own ordinary income hit. Both deserve a plan, not a guess.
Unvested equity makes leaving — for a sabbatical, a new role, your own startup — feel impossible. We can help map what's actually at stake and what's actually replaceable.
A written plan covering vest dates, sell vs hold decisions, exercise timing, and tax impact — refreshed as your employer and the market move.
ISO exercises run through a tax projection before you click. We coordinate with your CPA so the AMT story is part of the decision, not an April surprise.
10b5-1 plans, structured sell-downs, charitable strategies, and exchange funds — all evaluated against your specific situation, time horizon, and tax picture.
Your retirement plan can't pretend the equity doesn't exist. We integrate vested holdings, future grants, and concentration risk into the broader strategy.